Privacy Policy

DEFINITIONS

In this Privacy Policy, when we mention "We," "us," or "our," we are referring to Finpandatech, the entity responsible for operating this Finpandatech. "User," "you," or "your" pertains to any individual or entity that uses our Finpandatech services. For the sake of clarity, "Personal Information" encompasses all data that can identify an individual, such as names, contact details, and financial information. "Sensitive Personal Data or Information" refers to information that is particularly sensitive and confidential, including but not limited to financial data, Aadhar numbers, and biometric information. "Payment Data" encompasses all information related to your financial transactions, such as credit card numbers, bank account details, and transaction history.

PERSONAL INFORMATION COLLECTION CONSENT

By utilizing our Finpandatech services, you expressly consent to the collection, processing, and storage of your personal information, as outlined in this Privacy Policy. The SPI Rules define "Personal Information" as any data pertaining to an individual that can, either directly or indirectly, when combined with other information held or likely to be held by a corporate entity, enable the identification of that individual. Such data encompasses details like a person's name, address, telephone number, and more.

TYPES OF INFORMATION WE COLLECT

We collect various types of information to enhance your user experience:

Personal Information:

This may include your full name, contact information (including email address and phone number), and physical address.

Payment Data:

In order to facilitate secure transactions, we may collect payment-related information, such as credit card numbers, bank account details, and transaction history.

Sensitive Personal Data or Information:

We may collect Aadhaar numbers and biometric information if required by regulatory compliance.

PURPOSE OF COLLECTION

Your information is collected for several essential purposes

• To Provide Services : We use your data to facilitate transactions and deliver our payment gateway services.
• To Verify Identity : Information may be used to verify your identity, ensuring the security of your transactions and adherence to regulatory requirements.
• To Communicate: We utilize your data for communication related to transactions and account-related matters.
• To Improve Our Services : Your information helps us enhance our services and user experience.
• To Comply with Regulations : We collect data to ensure compliance with legal and regulatory requirements.

HOW INFORMATION IS COLLECTED

We employ various methods to collect information:

Direct Input

You provide information directly during registration and use of our services.

Transaction Interactions:

Data is generated during your transactions and interactions with our platform.

Cookies and Similar Technologies:

We collect information through the use of cookies and similar technologies

DISCLOSURE OF INFORMATION

We may share your information with the following entities:

Third-Party Service Providers:

Information is shared with third-party service providers who assist in processing transactions.

Government Authorities:

Your data may be disclosed to government authorities as required by legal and regulatory obligations.

Affiliates and Partners:

We may share your information with affiliates and partners as necessary to provide our services.

Law Enforcement Agencies:

In response to lawful requests, we may disclose your information to law enforcement agencies.

USE OF COOKIES AND OTHER TECHNOLOGIES

At our website, we make use of cookies and similar technologies for various purposes:

• Analyzing Website Usage : Cookies enable us to gather data on how our website is used. This data helps us analyze patterns of user behavior, such as which pages are most popular or how users navigate through our site. This information is invaluable for making continuous improvements to our services and user interface.
• Security : Cookies also serve a critical role in enhancing the security of our platform. They collect information that aids in detecting and preventing fraudulent activities or unauthorized access to your account. This ensures that your data and transactions remain safe and secure.

You have the ability to manage your cookie preferences by adjusting the settings in your web browser.

LINKS TO OTHER WEBSITES

Our website may include links to third-party websites. It's important to note that we do not have control over the privacy practices or content of these external websites. We strongly recommend that you review the privacy policies of these websites separately to understand how they collect, use, and protect your information.

CORRECTION AND UPDATION OF INFORMATION

You have the autonomy to update your personal information by accessing your account settings on our website. If you require any assistance with this process, our customer support team is available to provide guidance and support.

RETENTION OF INFORMATION

We retain your information for as long as it is necessary to fulfill the purposes outlined in this Privacy Policy, as well as in compliance with applicable laws and regulations. This ensures that we keep your data only for as long as it serves a legitimate purpose.

MAILERS

Periodically, we may send you promotional and informational emails. If you wish to opt out of receiving such emails, you can follow the instructions provided in the email. We respect your preferences and will honor your choice to receive or not receive these communications.

ADVERTISING

We may utilize your information for targeted advertising purposes, delivering content and offers that are more relevant to your interests. If you prefer not to receive targeted advertising, you can adjust your preferences in your account settings to limit or opt out of such advertising.

DATA LOCALIZATION

Please be aware that we may store and process your data on servers located in various countries. Consequently, your data may be subject to the laws and regulations of those countries. Rest assured that we take measures to ensure your data is treated with the appropriate level of security and protection, regardless of its location.

HOW DO WE SECURE THE INFORMATION

We implement robust security measures to safeguard your information. This includes encryption to protect data during transmission, access controls to restrict who can access your information, and regular security audits to identify and address vulnerabilities. However, it's important to acknowledge that no method of data transmission over the internet is entirely infallible, and we continuously work to enhance our security practices.

GRIEVANCE POLICY

If you encounter any concerns or grievances related to your privacy, please don't hesitate to contact our Data Protection Officer at [email protected]. We are committed to addressing your concerns promptly and taking necessary actions to ensure your privacy rights are protected and respected. Your feedback is valuable to us in maintaining the highest standards of data protection and privacy.

This Privacy Policy is subject to change, and any updates will be posted on our website. Please assume responsibility for periodically reviewing this policy. Your continued use of our services subsequent to any changes indicates your acceptance of the updated Privacy Policy. If you have any questions or require further information regarding this Privacy Policy, please contact us at [email protected].